As we enter the last week of January, I know we have two more expense coming out of our snowball category before I can officially send it to our current debt to payoff.
Our snowball for February will be smaller than normal due to Jonathan’s income in January being low. Since we took a week off to visit family, his first check in January was half it’s normal amount. We have never been able to take a week off to visit them before so it was a good trip.
We also talked this week about limiting our trips. Last year we went to Missouri 3 times, 2 weekend trips and the week at Christmas. We usually spend between $200 and $400 for gas, groceries, and other food while on the road. Limiting the amount of times we are taking this money away from our debt snowball will be good but we do still want to be able to see his family so we will not be cutting them out altogether, we will just be limiting to 2 trips a year, one in May and one around Christmas.
Yesterday was my last day to grocery shop for the month so I took the “leftover” from our grocery budget and added it to our snowball amount. Whatever is left after the two expenses I have this week, will go to debt and then we’ll be resetting for February.
I know I have one big expense coming in February, my car is due to have it’s inspection/registration done (which we have saved for) and is currently sporting a check engine light. This light has been on for a while but always managed to turn itself off right before it needed to be inspected. We’ll be taking this in early February to get it checked out. We do have money set aside in a repair fund which should be able to cover most of it, if not we still have to get the work done. If the snowball can cover it, that would be awesome, if not, the expense will go on the lowest interest card and be snowballed quickly. Gotta love car expenses! 😒
