I wish I could say this was the first year I was trying this thing. I wish I could say that everything has been perfect for the last couple of years and we are almost debt free. But the reality is, we have not been committed enough, we have not been accountable enough, we have not focused on budgeting enough.
This year I want it to be different. This year I have started up an Instagram for accountability and this blog as well. I am hoping that writing about it, listening to podcasts on it, and reading books about it, will keep me focused.
So we had our first issue this week. I have done an awesome job all month of sticking to the budget. Trying to get a little ahead, since we have fallen a little behind. Then, both cars start having issues, then my husband get a call from his Neurologist letting him know that he needs another appointment. Then, then, then, then.
Unfortunately, all of these things need to be taken care of BEFORE we can get an emergency fund together. I can’t make money fall from the sky. I can’t make something from nothing. We are not ridiculously far behind but enough that it hurts when things pop up. So the goal is to get through these immediate expenses with our dignity in tact. Then it’s time to buckle down and get this done. I need to get ahead but our necessary expenses are barely under out income.
So we have started selling things on Etsy (svalesoncreations), we have started selling movies on Mercari, and we have started selling some unused appliances on Craigslist and Facebook. Any little bit of money we can bring in we are putting towards our emergency fund and getting ahead. I am thinking split whatever the “overage” is each month to both places.
Here’s to my final start to this journey. I don’t care if it’s slow. What I care about is that it gets done. Even if it takes us 10,000 years. We will get there.
