The first thing I do on Monday mornings is to update my transactions on my Google Drive spreadsheet and to update my Every Dollar transactions.
Then I look at my calendar to see what bills are due for the week. Since me and my husband both get paid this week, I actually don’t have the money in the account today to pay the bills BUT I will pay them tomorrow when he gets paid.
We are working to build our account up to where we are living on last month’s income, which makes budgeting for the money easier, when you know EXACTLY how much you have to spend.
This will probably take us a while, I will be making some deposits into our Emergency Fund (BS1) so we can be building that at the same time, but I feel padding our checking account is important so we are not living paycheck to paycheck every month. I’ll let you guys know how much we were able to put toward both funds at the beginning of every month. This is the first month we are trying it this way so it will be a bit of a trial and error process but it’s a good jumping off point.
