As it rolls into another month today, I have our February results. We actually took on a little more debt for the month. My car was due to get inspected and there were some repairs needed in order for the check engine light not to be on so it could pass inspection. It was not something we could avoid so we got it done. The good news is, we will be able to make serious progress for the next several months and we roll into summer.
Also, the being a month ahead really helped me in the last couple of months with knowing how much we had to pull from to get things done.
With YNAB and this extra expense I basically put the entire thing as an expense and rather than WAM to get the money I needed, I threw as much as I could at it at the end of the month which was of course not the entire amount or we would have just paid cash to start with.
This card is the one we will be throwing all our snowflake payments at until it’s paid off as it has the highest interest rate of any of our debts.
Also, we applied to refinance my student loans this last week, hopefully we find out this week if I was approved. This would increase our snowflake payment by about $100/month so we could get the higher interest things paid off faster. I’ll report back next week whether that was able to happen or not. Here’s to another month!
Debt increased by $647.12
