We didn’t have any debt payments this week but we did make some purchases.
We have taken the stance of we would rather take a little longer to pay off debt and still get to live life in between. We will not take on any new debt, but we will be using credit cards to keep our score up. Most cards will have one of our recurring bills on them each month, which we will pay off each month. And one card may have some little purchases here and there.
My purchase this week was not exactly little but it definitely did not come close to maxing out the card. I am the type of person that only buys makeup once in a blue moon and then waits until it runs out before buying more. Unfortunately for my budget, I ran out of everything last week. I still had some eyeshadow and brow pencil but everything else was gone. My mom has just gotten a job at Ulta so for the first time, I bought makeup somewhere besides Walmart.
Two of her co-workers matched my face and helped me pick out the best products for me. I also was shown how to contour and purchased some stuff for doing that for the first time ever. I also spent a lot of time watching YouTube videos to help me out a little more with learning how to apply this stuff.
Overall, spending upwards of $300 on makeup is a lot, but considering I will not need to purchase again for a very long time, I’m okay with it. Also, this is a 3 paycheck month for my husband so we will have the money to pay the card off in full at the end of the month, before the due date.
We choose to be Dave-ish, and that’s okay with us. We will take on a little debt for the short term but will pay off every month, and we will take vacations when we want to, as long as we cash flow.
This month should still give us a large snowflake payment for the month, upwards of $700 I am estimating. We will be paying down our consolidation loan first to avalanche our debt away.
Also, I changed my mind on aging our money. I want to put as much as we can each month towards debt, and the way we are paying bills now has been working for us all year. So we will keep with the 15th to the 14th schedule of bills I talked about in my last post.
Here’s to July!
